Risk assessment
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Property
Our exclusive proprietary matrix, AssessRisk®, assesses the exposure to risk in relation to different root causes:
- Risk Management
- Construction /Facilities
- Surroundings/ Location
- Vandalism/ Malicious Attacks
- Protection Systems
Services for Property
Each root case is assessed in terms of different sources of loss (Damages in general and/or due to nature hazards, fire/ machinery/ loss of benefit, theft/robbery/ vandalism/civil liability) and recommendations for improvement are submitted for each area:
- Maintenance
- Safety & Hygiene/ Organization
- Asset Security
Our intervention adds value because we assess the risks, we evaluate them and then share recommendations for improvement so that all the parties involved in the potential risk commit themselves to mitigating the exposure to risk. Higher exposure and low frequency risks require the coordination of actions that are only viable in the mid- or long term. In this sense, ARM facilitates the process by sharing valuable information that benefits the parties involved and becomes the basis for long-term relationships.
Advantages of our Property Assessments
- Provide a technical opinion about the quality of the risks.
- Visualize hidden risks.
- Promote continuous quality improvement of the risk assessment process.
- Minimize uncovered risks by maximizing access to better conditions within insurance policies.
Risk Matrix AssessRisk®
The first risk matrix developed to support the risk assessment and underwriting processes, providing us with a proprietary tool to pinpoint improvement opportunities.